我最近的消费和之前的享乐型消费的区别是：当我消费我有能力支付的商品是我会做出理性判断。

But here's the difference between my current spending and my former profligate ways: I can afford everything I'm buying, and when I do buy, it's a conscious decision.

youdao

有效消费需求，不仅指有支付能力的消费需求，而且还指现实消费需求即实现在商品或服务购买上的消费需求。

Effective consume needs not only refer to consume needs of having the ability of payment, but also refer to practical consume needs, that is, the needs accomplish purchasing goods or service.

youdao