Again, that is a problem that lenders have that the company that's borrowing the money has this unfortunate incentive, at least at certain times, to take excessive risks because the debtors will end up bearing the losses.

这便是贷方遇到的又一问题,即借款公司可能会,抱有此种不良动机,至少在特定情况下会过分地追求风险,这样最终蒙受损失的将是债务人

耶鲁公开课 - 金融市场课程节选

But that's not enough because computers at the end 1 of the day only understand 0s and 1s and what you and is clearly not a collection of 0s and 1s.

但是仅仅这样是不够的，计算机,最终只会认识0和,你现在得到的，c的文件显然不是0，1的合集。

哈佛公开课 - 计算机科学课程节选