尽管现在的借款利率已达最低，但这并不意味着消费者就会趋之若鹜，抓住这一机会大把地借钱。
It's one of the cheapest times to borrow but it's not as if consumers are flocking to cash in on low interest rates.
无论他们承担着多大的，怎样管理它的风险，它可以一最低的利率借款。
No matter how much risk they take or how they manage it, they can borrow at rock-bottom interest rates.
对他们来说400年来的最低利率(在1%水平上)可不能帮到什么；在这个时刻抵押者很因多种高收入而获得借款。
It does not help them that interest rates are at their lowest for 400 years (at 1%); mortgage providers are hardly in a state to lend on high multiples of incomes at the moment.
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