把马克思的价值概念锁定在社会必要劳动时间上面是对《资本论》的误读。
It is the misunderstanding of Capital to limit Marx's concept of value to social necessary labor time.
单利不能反映货币的时间价值，因为根据单利概念利息并不赚取利息。
Simple interest does not reflect this time value of money because interest doesn't earn interest.
本文主要阐述了货币时间价值的概念、产生原因、计算方法，以及在投资决策中的具体运用(用一个例子说明)等问题。
In this thesis, the concept of the time value of money, causes, calculation methods and the concrete application in the investment decision-making (with an example) and other issues.
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