养老金系统的整体成本还是非常适度的。

That meant the cost of the pension system was very modest.

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在这一示例中，访问计划的整体成本并不包括实际的获取时间。

In this example, access plan overall costs do not include the actual fetch time.

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如果内部服务被外包服务以低成本替换掉，整体成本就能降下来。

If internal services are replaced with outsourced services at a lower cost, costs overall will go down.

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