最好的方式是进行支付能力调查。
银行要调查你的信用和收入情况，才能知道你每月是否有能力支付房子贷款。
The bank has to check your credit and your income to see if you can afford to pay the monthly mortgage.
不，银行要调查你的信用和收入情形，才能知道你每月是否有能力支付房子贷款。
No, the bank has to check your credit and your income to see if you can afford to pay the monthly mortgage.
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