抵押贷款证券化(CLO)是指抵押贷款持有人将一些性质相似的抵押贷款放在一起,构成一个抵押贷款组合,然后向第三方(通常是一些机构投资者,如养老基金等)出售这一组合的股份或参与证书。
所谓住房抵押贷款证券化( Mortgage Backed Securities , MBS),指住房抵押贷款的发放机构将其所持有的抵押贷款资产,汇集重组成抵押贷款组群,经过担保或信用.
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...原材料技术网 :0 住房抵押贷款证券化(Mortgage-Backed Securitization,简称MBS)住房抵押贷款证券化(Mortgage-Backed Security, MBS)是资产支持证券..
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这个过程,美国名之日“抵押贷款证券化” (Mortgage securitization)。抵押贷款支持证券是最早的资产证券化品种 ,它最早产生于20世纪70年代的美国。
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2.2 住房抵押贷款证券化理论 2.2.1 住房抵押贷款证券化的涵义 住房抵押贷款证券化(Mortgage-Backed Securities,MBS)指以金融机构发放的住 房抵押贷款为基础资产,按照贷款期限、利率、偿还方式等条件把具有相似结构的贷款 ...
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房地产抵押贷款证券化。
第四部分是购房抵押贷款证券化在我国实施的必要性与可行性。
The fourth section is the necessity and feasibility of the implement of MBS in our country.
随着我国住房抵押贷款规模的不断扩大,我国实行住房抵押贷款证券化将是必然的选择。
The execution of MBS in China will be the necessary selection as continuously enlargement of the housing mortgage loans in China.
The collateral could be a number of things including mortgages--securitized mortgages that are risky and dangerous assets.
抵押品可是很多种东西,包括抵押贷款-证券化按揭贷款,这种有风险的,危险的资产。
Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
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