该银行把那些钱集中凑在一起，然后贷给成千上万的借款人。
The bank scrambles all that money together, jumbles it all up and lends it out to hundreds and thousands of borrowers.
参考体系结构把在这些实现中获得的知识、模式和最佳实践集中在一起。
Reference architectures incorporate the knowledge, patterns, and best practices gained from those implementations into the reference architecture.
把身份验证和密码服务集中在一起不仅会提高安全性，还会减少相关联的管理成本。
Centralizing the authentication and password services not only increases security but also reduces the administrative overhead associated with it.
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