另外一个极端，执业过失险承保了医生，律师，和会计师的潜在责任，与每年的保费量相比，产生了大量的浮存。
At the other extreme, malpractice insurance covering the potential liabilities of doctors, lawyers and accountants produces a very high amount of float compared to annual premium volume.
对手可能会提供一份保费稍微低一点、承保范围稍微小一点的保单，由于风险大的驾驶员倾向于保持全保，这份保单只会剔出安全的驾驶员。
A rival could offer a deal with slightly lower premiums, and slightly less coverage, which would peel away only safe drivers because risky ones prefer to stay fully insured.
当同业平均保费收入年成长只在4%或5%徘徊，则当年承保损失一定会上升。
In years when the industry's annual gain in revenues (premiums) pokes along at 4% or 5%, underwriting losses are sure to mount.
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