我认为，银行办理跟单托收时在买卖双方之间起着代理和中介的作用。
I think, when handling the documentary collection, the bank ACTS as agent and intermediary between the seller and the buyer.
如支票特别划线给超过一家银行，除非划线给其托收代理的银行，否则受票银行得拒绝付款。
If more than one check in particular crossed to the bank, unless it crossed the bank to its collection agent, or the drawee bank had refused to pay.
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