在2006年时,Lewis Ranieri也警告过房屋贷款证券化惊人增长所带来的风险。
Ranieri did warn in 2006 of the risks from the breakneck growth of mortgage securitisation.
Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.
于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。
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