一直以来，美国的住房抵押贷款支持证券(rmbs)都发行，这种证券就是把许多房屋贷款集合在一起打包出售给投资者。

Residential mortgage-backed securities (RMBS), bundles of home loans that are spliced together and sold to investors, are being issued all the time in America.

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于是出于困境中的银行，现在银行的问题在于，他们持有自己买的，证券化按揭贷款，而房屋持有者却，对抵押借款拖欠。

Troubled Banks then who have this the problem Banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.

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美国的很多房屋抵押贷款被塞进有价证券卖给了世界各地的金融机构。

Many US mortgage loans were bundled into securities and sold to financial institutions worldwide.

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Troubled banks then who have this the problem banks have now is they have these securitized mortgages that they've bought and the homeowners are defaulting on the mortgages now.

于是出于困境中的银行,现在银行的问题在于,他们持有自己买的,证券化按揭贷款,而房屋持有者却,对抵押借款拖欠。

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