当房地产价值过热时,他们改变规定:限制贷款与价值比率或提高房屋销售税率,他们近期已对更昂贵的房地产采取了这些措施。
When property prices heat up, they change the rules: restricting loan-to-value ratios or raising the tax on home sales as they recently did with more expensive properties.
我所考虑的政策包括,让银行在太平时期增加资本持有,或是实行最高的贷款价值比率以防止出现房地产泡沫。
I'm thinking here of policies like having Banks hold more capital when times are good or implementing maximum loan-to-value ratios to guard against housing price bubbles.
应用推荐