delay interest-rate rises
... 定息按揭计划fixed-rate mortgage plans 延迟加息delay interest-rate rises 服务月费account service fee ...
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遏止加息，除非客户延迟60天还款，否者禁止信用卡公司追溯现有结余的利息。
Curb interest rate hikes by prohibiting credit card companies from retroactively jacking up rates on existing balances until the customer is 60 days behind on payments.
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