该业务的利润率非常高:巴西银行消费信贷的净息差约为16%,而工商企业与农业企业贷款的息差则约为6%。
This is highly profitable business: Banco do Brasil's net interest margin on consumer lending is about 16 per cent, compared with about 6 per cent on business and agribusiness lending.
商业银行不同于一般工商企业,但它同样面对市场,面向顾客,以盈利为目标。
Although the commercial Banks are different from the general industrial and commercial enterprises, they still have to face the markets, face the customers, and regard making profits as their goals.
与工商企业相比,银行业的杠杆比例明显偏高。
Banking sector has higher leverage ratio than other industries.
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