本文在回顾消费者行为理论和消费与产出相关性理论的基础上，对中国的银行卡消费同gdp增长及消费的关系进行了实证研究。

This paper reviews the consumption behavior theory and the consumption output theory, and conducts empirical analysis the relation of consumption via bankcards and GDP growth in China.

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文章在回顾国内外相关研究的基础上，提出了将前因性实证研究与机制（基础）性理论研究相结合的论点。

The present paper suggests that the antecedent research and process research should be combined based on the review of related literatures both in home and overseas.

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国外关于长期中性的实证研究很多，国内关于长期中性理论的研究则多集中在“货币中性”领域。

Many foreign researches are about the long-run neutrality empirical aspect, more domestic concentrates about the neutral theory's verification in the neutrality of money the field.

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