用户选择一个储蓄或定期账户作为目标。

The user selects a savings or CD account as the target.

youdao

实际上，绝大部分银行对储蓄存款，定期大额储蓄存款和某几种类型的货币市场账户根本上就没有准备金。

In fact, most Banks have no reserve requirements at all on savings deposits, CDs and certain kinds of money market accounts.

youdao

不要把这些钱塞在床垫下，把它存到高利率的网上储蓄账户、某种定期存款或某种货币市场账户。

Don't just sock away this money under your mattress; put it in a high-interest online savings account, a certificate of deposit or a money market account.

youdao