因此，研究如何完善中国的住房公积金制度有着重要的理论和现实意义。
Therefore, the study of how to improve public housing fund system has an important theoretical and practical significance.
文章最后提出了一些完善我国现行住房公积金制度的对策和建议。
The paper concludes with a number of perfecting China's existing housing provident fund system responses and Suggestions.
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