From the perspective of capital of creditworthiness, we extend the one-term loan model to the infinite-period model in a framework which combines the credit information sharing and credit penalty, especially interest rate penalty.
随后,透过信用资本的独特视角,我们在一个融合了信用信息共享机制、失信惩戒尤其是利率惩罚机制的框架内将模型拓展到无限期,分析了企业和银行在信贷过程中的行为特征。
参考来源 - 基于信用资本范畴的信用信息共享与失信惩戒研究·2,447,543篇论文数据，部分数据来源于NoteExpress
不诚信行为的追究处罚较为困难，亟待建立失信惩戒机制。
It is hard to look into and punish the fraud, so it is urgent that a fraud disciplinary mechanism should be established.
目前，处理好这一关系的关键在于扫除征信制度不完善和失信惩戒机制不健全两大制度障碍。
At present, the key to dealing with this relationship is to sweep off the two institutional obstacles such as immatureness of credit survey system and faultiness of penalty mechanism in credit loss.
我国扩大了对法院失信被执行人的惩戒范围，限制他们坐飞机出行、申请贷款和信用卡，以及升职。
China has extended penalty restrictions against people who default on their court orders, keeping them from traveling by plane, applying for loans and credit CARDS, or getting promoted.
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