综合外电3月26日报道，据美国媒体报道，美国银行（Bank of America Corp,BofA）将 基础金融服务 （ Premier Banking ）部门整合进美林全球财富管理部门（Merrill Lynch Global Wealth Management），解雇了数百名员工。
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基础金融服务在农村地区的缺失，是由其规模不经济的经营属性所决定的。
The lack of basic financial services in rural areas is decided by the business property of rural non-economic scale.
但是，当前全球金融危机有可能遏制经济增长势头，进而减少基础设施投入，阻碍基础设施服务需求增加。
However, the current global financial crisis is likely to arrest that growth, reducing the funds available for infrastructure and checking the demand for infrastructure services.
为此，欧盟以原有的《电子商务指令》及《远程销售指令》为基础推出了《消费者金融服务远程销售指令》。
Therefore, based on the previous "E-commerce directives" and "Long-distance Sale Directives", EU has presented "Long-distance Sale Directives for Consumer Financial Service" to public.
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