所以，生产要素往城市和经济发达地区集中，是完全自发和自动的必然流向。

That means factors for productivity growing intensified to urban and developed areas is an trend absolutely spontaneous and inevitable.

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交通银行拥有辐射全国、面向海外的机构体系和业务网络。分支机构布局覆盖经济发达地区、经济中心城市和国际金融中心。

BOCOM has a nationwide and internationally oriented structure and business network, with branches and outlets in developed regions, central cities and international financial centers.

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本文通过理论分析和实证研究揭示了我国区域之间信贷资金流动的特征是从农村流向城市，从经济落后地区流向经济发达地区。

Based on a theoretical analysis and empirical research, the paper finds that China's credit flow is characterized from poverty regions to developed regions or from rural regions to urban regions.

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