借贷者常常很忙，不能常常去银行分支机构，所以BTPN为其员工配备了可携带的电子设备，这种定制的设备能够像扫描银行卡一样扫描指纹，它也能将资料迅速传回银行总部，如此一来管理人员便可以实时关注贷款及储蓄，而不用花时间等待来自BTPN一千多家分行的表格，而2008年的分支机构是现在的三倍。
Customers are often too busy to drop in to the branch so BTPN equips its staff with portable electronic devices that have been customised to scan fingerprints as well as bank-issued cards.
一个全面的MIS系统是可装卸的所有这些模块，它允许双方中央银行及管理报表。
A comprehensive MIS system is attachable to all of these modules, which allows both Central Bank and management reporting.
在这种情况下企业可流动资金不足以支付日常管理活动和相关税费时，就需要依靠银行贷款解决此问题。
In this case enterprises can not be sufficient liquidity to pay day-to-day management activities and related taxes and fees, they need to rely on bank loans to solve this problem.
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