特别是保险企业，它是经营风险的经济单位，保险公司专门承保社会各风险单位的各类可保风险，收取保费并支付保险金。
Especially to insurance companies, they manage risks through professionally insuring many kinds of insuring risks in society, charging and paying indemnity for a loss.
非可保风险：一种不能被明确规定或计算并且不是经常遇到的，因此没有保险人愿意承保的风险。
Uninsurable risk: one that cannot be clearly described or calculated and is not often met, so that no insurer will insure.
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