人们谈论比特币时，总是使用很多专业术语，比如“虚拟”、“密码货币”、“价值的抽象”、“去中心化”、“国际化”等。
When people talk about Bitcoins, they use a lot of buzzwords and terms like "virtual, " "crypto-currency, " "abstraction of value, " "decentralized, " "global.
如果你从未听说过的话，那么这一概念的绝大部分是相当简单的：它是去中心化的、从虚拟矿藏中“开采”出来的网络货币。
If you've never heard of them, the idea is, for the most part, pretty simple. It's decentralized, online money that springs out of virtual mines.
其中，最主要的风险在于，虚拟货币是一种去中心化的货币，所以任何人，只要具有足够的计算能力，就可以创造或改变它。
The principle risk outlined by the EBA is the fact that digital currencies remain decentralised and they can be created and changed by anyone with enough computational power, anonymously.
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