业务规模不足,业务结构和收入结构传统单一,使国内股份制商业银行缺乏竞争优势。
Being short of business scale and singleness of business and income structure make the joint-stock commercial Banks lack competitive advantage.
欧洲银行也开始表现出公司合并的趋势。撤消管 制,生产能力过剩和单一的欧洲货币的到来也加 速了这一进程。
The Europe banking sector is also seeing a trend towards consolidation, a process accelerated by deregulation, over-capacity and the arrival of the single European currency.
在1994年以前,美国一直采用单一费率制,使银行体系的风险不断积累,最终爆发了二十世纪八十年代末的储贷危机。
Before 1994, the United States has been adopting single fee rate system, making the risk of bank system continuously accumulate, broke out great crisis of deposit institutes in 1980s at the end.
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