抵押物的充分利用、抵押权人债权的保障和交易安全之间的平衡是动产抵押制度的核心机理。
Thus, the core of system is to balance each other among the utility of pledge, the guarantee of loan and the transaction security.
本文针对动产抵押权优先效力问题，归纳为“动产抵押权对抵押人的优先效力”和“动产抵押权对第三人的优先效力”两种类型进行论述。
Concerning the priority validity of chattels mortgage, this thesis categorizes it into two types - "the priority validity to the mortgagor" and "the priority validity to the third party".
反抵押贷款作为一种新型的金融工具，主要作用在于将不动产转化为流动资产，从而改善老年人的生活质量。
Reverse mortgage is a new type of financial tool, it focuses on converting illiquid asset in to liquid asset and improving the elders' life quality.
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