个人存单质押贷款期限不得超过质押存单的到期日，且最长不超过一年。
Thee length of maturity of a personal loan pledged by CDs/treasury bonds may not exceed the due date of the pledged CD.
第二百一十一条质权人在债务履行期届满前，不得与出质人约定债务人不履行到期债务时质押财产归债权人所有。
Article 211 Before the maturity of the debts, the pledgee shall not conclude an agreement with the pledgor that ownership of the pledged property go to the pledgee if the debtor defaults.
最长期限是一年，但它也不能超过质押存单的到期日。
The maximum maturity period is a year, but it also cannot exceed the maturity on the certificates used as collateral.
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