为了评估这个，我们观察了利率与违约率之间的差别(作为盈利代理指数)。
In order to assess this, we looked at the difference between the interest rate and default rate (as a proxy for profit).
实际上，寿险死亡率与生命表的死亡率有所差别，利率具有随机性。
In fact, there are some differences between life insurance death rate and death rate in mortality table, and rate of interest taken on randomness.
她的贷款利率降低了，当贷方竞价时，利率会因每笔不同的贷款而有所差别。
That's the sound of her interest rate dropping, as lenders bid on her loan. Rates vary with each loan.
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