保兑信用证是信用证的一种分类形式，它的出现引起了一系列的问题，尤其是作为其中心环节的付款问题。
As one kind of classification form of the letter of credit, the confirmed credit's appearance has aroused a series of problems, the main one of which is payment.
第二部分，本文着重讨论了信用证软条款的识别和分类问题。
The second part mainly discusses recognition and classification of soft clauses.
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