保险是建立在社会互助基础之上的一种分散危险、消化损失的经济补偿制度。
Insurance, based on social mutual aid, is an economic compensation system for dispersing risks and compensating losses.
因此，责任被分散了。正如达利和拉塔内的结论所言：人数越多越危险。
Responsibility is diffused and as Darley and Latane concluded: There is peril, not safety, in Numbers.
但是打电话不仅会暴露手机成为小偷的目标，还会分散你对周围环境的注意力，将自己置于更危险的境地。
But making calls not only makes your phone a target for thieves, it can also distract you from your surroundings, putting you at greater risk.
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