洪水再保险定价长期以来都是洪水巨灾保险研究的难点。
Flood reinsurance pricing has long attracted much attention in the catastrophic flood insurance research.
这就使得洪水再保险定价不能采用一般的再保险定价方法，必须与其自身风险特征相适应。
This makes the general insurance pricing methods could not be applied to flood reinsurance pricing which must fit its own risk characteristics.
并且解释了再保险可以降低安全附加费，从而降低保险商品的定价。
Meanwhile, prove the reinsurance can decrease the security loading and the pricing of insurance product.
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