而风险模型和风险管理系统较为复杂的大银行则可以选择协议规定的“内部评级法”，或者简称为“IRB”。
Bigger Banks with more sophisticated risk-modelling and risk-management systems can opt for what Basel 2 calls the "internal ratings-based approach", or IRB.
为了让LGI开始体现一些合并的效果，开发了一个新的公共评级引擎并将它作为一个Web服务，DirectCar和LGI系统在内部都访问这个Web服务。
For LGI to begin to demonstrate some rationalization from the merger, a new common rating engine is developed as a Web service, which is accessed internally by both DirectCar and LGI systems.
第四章“对改进我国商业银行内部信用评级系统的策略探讨”。
The fourth chapter is about "strategies on improving internal credit rating system in commercial bank of China".
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