这一阶段的讨论由圣泽尔先生做总结发言，他为大家提供了国际经验教训，特别是介绍共同基金在俄罗斯、印度和韩国出现严重问题的典型案例。

The session concluded with another presentation by Mark St Giles on lessons from international experience, especially classic failure stories of mutual funds in Russia, India, and Korea.

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这四条经验教训的共同点就是放手过去并创造新的未来。

The common thread in each of these lessons is to let go of the past, and create a better future.

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如果当前这场衰退能给我们一点经验教训的话，那就是在全球经济中，不仅机会是共同的，风险也是共同的。

And if the current recession teaches us anything, it's that in a global economy not only the opportunities are Shared. So are the risks.

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