这篇报告的主要观点是多数投资人并不是直接购买股票，而是将钱交给共同基金管理人管理。
The paper’s main insight is that most investors do not buy stocks directly, but give their money to fund managers.
这篇报告的主要观点是多数投资人并不是直接购买股票，而是将钱交给共同基金管理人管理。
The paper's main insight is that most investors do not buy stocks directly, but give their money to fund managers.
在大量研究中都讨论到了这种现象，而这种现象被共同基金管理人运用，但是这种现象数十年来也一直困扰着那些学者。
The phenomenon has been noted in a wide range of studies and has often been exploited by fund managers, but it has puzzled academics for decades.
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