例如，瑞士监管人员要求该国大银行持有相当于风险加权资产9%的可兑换资本。

Swiss regulators, for example, want their biggest Banks to hold the equivalent of 9% of their risk-weighted assets in convertible capital.

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这里的问题是，人民币在国际市场上不是可自由兑换的货币，所以不能在全球范围内分散风险。

The problem here is that China is not tied into the international financial system with a convertible currency, so it cannot spread risk on a global scale.

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用外币支付给进出口公司的货款，因兑换率的波动，要面临很大的外汇风险。

Importing and exporting firms to whom the payment is made in foreign currency can be involved in significant foreign exchange risks because of the fluctuation in exchange rates.

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