储蓄信贷协会(S&L),是一种在政府支持和监管下专门从事储蓄业务和住房抵押贷款的非银行金融机构,最初为鼓励家庭储蓄、购买住房而筹办,通常采用互助合作制或股份制的组织形式。
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会。
Once they freed up interest rates, interest rates on deposits started soaring and Banks started taking greater risks, particularly Savings and Loans.
欧洲的那些小银行的体质是否健全也令人担忧,一路从西班牙的加哈(Cajas de Ahorros;储蓄窗口)银行到德国的斯巴卡(Sparkassen储蓄)银行再到英国的房屋抵押贷款协会。
There are similar worries about the health of European banks that are too small to save, from Spanish cajas to German Sparkassen and British building societies.
那是一些特殊的储蓄协会,像储蓄和贷款协会同样,是归储户所有,而不是属于股东所有。
Those are special savings association, like savings and loan associations, which are owned by the depositors instead of Stockholders.
Once they freed up interest rates, interest rates on deposits started soaring and banks started taking greater risks, particularly Savings and Loans.
一旦他们被放任去抬高利率,储蓄利率将会飞速攀升,而银行就会承载着更大风险,尤其对于储蓄贷款协会
Saving and Loan Associations were making bad loans, especially in Texas, but in lots of other states as well -this is when Ronald Reagan was President.
当时储蓄贷款协会出现了不良贷款,尤其在德克萨斯州,不过在其它很多州也同时出现了...,当时的总统是罗纳德·里根
Another example is the Saving and Loan Association.
还有一种存款机构叫做储蓄贷款协会
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