以高等级债券类（bonds）和债券基金类（bond funds）产品原素为重点，以保险类产品原素为积极增长成份(air conditioning unittive growth component)，以股票类(stocks)和股票基金类...
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这些基金不拥有股票或债券类的资产，但它们能和投行进行衍生交易，投行则担保将目标标准点的收益传到账上。
These funds do not own assets like shares or bonds; instead they arrange a derivative deal with an investment bank, which guarantees to deliver the return of the targeted benchmark.
在股市上扬过程中明显缺席的是散户。他们仍在把资金大规模地投入债券类共同基金，同时普遍撤离美股类基金。
Notably absent from the stock-market rally were individual investors, who continued to pour money into bond mutual funds while largely shunning U.S. stock funds.
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