extension of loan
... 借款申请书 loan application 借款的延期偿还 extension of loan 借款票据 loan bill ...
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投机借款人能够从现金流中支付现行利息，但需要通过延期偿还他们的债务来偿还债务本金。
Speculative borrowers can meet current interest payments from cashflows but need to "roll over" their debt in order to pay back the principal.
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