本文第一部分是商业银行信贷风险管理概述。
This first part is an overview of commercial bank credit risk management.
论文的最后一部分主要论述了如何运用信息不对称理论来有效地防范信贷风险，高质量地管理信贷资产。
In the last part, how to avoid credit risks effectively and operate the credit property using the information asymmetric theory are mainly elaborated.
第四部分根据论文前几部分对我国信贷风险以及信贷风险管理的研究，。就其存在问题提出解决措施和方案。
The fourth part, based on China's credit risk and credit risk management research in the previous papers, propose solutions to existing problems on their measures and programs.
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