在信贷风险管理方面，外部和内部数据都需要用于评分系统，贷后监管流程中的预防性措施设定，以及对追收工作进行优先重点排序。
In credit risk management, internal and external data is required for scoring purposes, for preventive measures during the credit monitoring process and to prioritize recovery efforts.
信贷业务流程是信贷风险管理运作的生命线。
The flow diagram of credit business is the lifeline of credit risk management operation.
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