信贷资产风险是指银行对企业和个人发放的贷款,发生收不回本息而蒙受报失的可能性,这种可能性是信贷资金运动中始终潜在的危险。
本文的主要内容为参考行业及本企业的规则明确信贷资产风险分类的定义以及识别规则;
Referring to the industrial rules and CCB's rules, the paper presents a clear definition of credit assets risk classification and describe the rules on how to recognize the risks.
五是本文所提出的信贷资产风险分类指标体系,方法简单易行、可操作性强,便于银行提高工作效率。
The credit assets risks classifying index system introduced in this thesis is easy to adopt and operate, thus it can improve the efficiency of bank easily.
货币政策委员会为期两年的政策时限使其对于风险的长效反馈(通过信贷,货币以及资产价格)只能视而不见。
Within its two-year policy horizon, the monetary policy committee had to ignore the risks of such long-term feedback effects, via credit, money and asset prices.
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