credit worthiness
... credit union 储蓄互助社 credit worthiness 信贷可靠性 credit 贷方，贷项，贷记，贷入，赊帐，信用 ...
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你的债信比，或者说你应付账款的总额，是决定你信贷可靠性的五个因素之一。
Your debt to credit ratio, or the amount you owe on accounts, is one of the five elements used to determine your credit worthiness.
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