信托基金（Trust Fund）贷款，是IMF出售黄金所得利润建立的一笔信托基金，按优惠条件向低收入发展中国家提供的贷款。这是一种专为贫困国家发放的贷款，一般期限为5至10年，要对获得贷款的会员国收取0.5%的手续费。
银监会正试图通过银行遏制财富基金的渠道，即为了规避贷款额度和监管限制，财富基金从信托和券商转移到高风险借款人。
The regulator is trying to curb the channeling of wealth funds by banks through trusts and brokerages to risky borrowers in order to circumvent lending quotas and regulatory restrictions.
除以上内容外，共同基金、银团贷款、账户归集和房地产金融信托都属于银行现金管理业务的范畴。
Expect the said domains, mutual fund, syndication, sweep accounts and real estate investment trusts are all related with the cash management of the banks.
他们包括对冲基金里把钱存起来的人，拥有信托基金的婴儿，还有那一代已经还清抵押贷款，没有任何债务的美国人。
They range from hedge fund people who have stored it away, to trust fund babies, to a generation of Americans that have paid off their mortgages, and don't owe anybody any money.
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