第三种选择就是每人都必须购买政的保险计划，在工作、退休或者去世的时候支付都行。
The third option would see everyone with sufficient means pay into a mandatory state insurance scheme; payments could be made while working, in retirement or on death.
我有过退休计划，但是在我三次换工作的时候，我撤回了那些保险并且愚蠢的花掉了。
I had a retirement plan, but on the 3 occasions when I changed jobs, I withdrew that and spent it frivolously.
结果：Prudential保险公司的报告显示，只有18%的女性表明他们已经为长期议题比如退休计划做好“充分准备”。
The result: Only 18% of women say they're "very prepared" to make decisions about longer-term issues like retirement planning, Prudential reports.
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