同时,美国50家州级的保险监管机构都负有很大责任。
Meanwhile America's 50 state-level insurance regulators have much to answer for.
最低偿付能力额度是保险监管机构对保险公司持续经营的资本要求。
The minimum solvency margin is the capital requirement for insurance continuity set by regulatory authorities.
所以这回银行、证券和保险监管机构同时任命新主管造成了不小的轰动。
So the appointment of new bosses to the agencies supervising the banking, securities and insurance industries has created a splash.
It's talked about that there should be a federal government regulation of insurance but it's actually state regulators.
也有人认为应该建立国家层面的,保险业监管机构,但现在的情况仍是各州分开监管
Moreover, we have regulators who have to regulate insurance companies and make sure that they have adequate capital.
此外监管机构,会规范保险公司的行为,并且确保其拥有充足的资金。
They're essentially more risky and more-- regulators have to watch them more because they're standing at higher probability- a monoline--of some major disaster.
单线保险公司风险更大,监管机构对其监管更严,因为他们遇到危机的,可能性更大
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