保险价值是指保险合同当事人议定的保险标的的价值。是确定保险金额的依据。我国目前财产保险价值的确定方式有: (1) 按重建或重置价值估价,由按投保时重建或重置保险财产所需资金核定;(2)按折旧后的价值估价,即按投保时保险财产的重建或重置价值减去折旧费后的价值核定;(3) 按投保时保险财产的市价,即投保时财产的实际价值核定。人身保险中一般没有保险价值。
但是长期以来,几乎所有的船舶保单和运费保单中都规定了在确定是否构成推定全损时应当以保险价值(insured value)作为修理后的价值,实际上抛弃了以修理后船舶的真实价值为标准的做法。
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保险价值(Insurable Value):经保险合同当事人约定并记载于保险合同中的保险标的的价值,或保险事故发生后保险标的的实际价值。 47.
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... unexpired insurance 未到期保险 value of insurance 保险价值 veterans' insurance proceeds 退伍军人保险收入 ...
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On the magnitude of indemnity, the writer has compared it with the insurance amount, the insurable value and the actual damage, and then confirmed the correlation between them.
在损害补偿额度问题上,笔者把损害补偿额与保险金额、保险价值和实际损失这几个相关概念进行了比较,进而确立了几个概念间的相互关系。
参考来源 - 损害补偿原则在多数保险中的运用It means that for keeping away the same risk, the insurant had better made multiple contracts with the same insured interest and the same period, and the insurance amount in all exceeds the insured value.
笔者认为,多数保险是指在同一个保险利益上,为了防范相同的风险,订立数份保险合同,该几份保险合同的保险期间重合,同时数保险合同的总保险金额超过保险价值的状态。 笔者在确立多数保险概念后对其特征进行了阐述。
参考来源 - 损害补偿原则在多数保险中的运用·2,447,543篇论文数据,部分数据来源于NoteExpress
该飞机的保险价值高于账面价值。
The insured value of the aeroplane was greater than its book value.
破坏CDS的保险价值,会极大地扭曲市场。
Undermining the value of CDS insurance could deeply distort the market.
对重复保险保险金给付的上限标准应以保险价值为限更为科学。
It should be more scientific for the upper limit standard paid to repeating the insurance premium within the limit of insurance value.
In other words, lower the amount insured below the actual value of the house to prevent moral hazard.
换句话说,将房屋的保险价值低估于其实际价值,以此来防范道德风险。
Whole life" is more complicated because it builds a cash value according to a schedule and there is both non-participating and participating.
终身人寿保险则更为复杂,因为它会按照购买计划产生现金价值,其中又分为非参与式分红保险和,参与式分红保险两种
Then, the value of the subprime loans that the municipal bond insurers own starts to go down.
接着,市政债券保险公司,持有的次级贷款价值开始下跌
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