所谓保单现金价值，是指带有储蓄性质的人身保险单所具有的价值。保险人为履行合同责任通常提存责任准备金，如果您中途退保，即以该保单的责任准备金作为给付解约的退还金。被保险人要求解约或退保时，寿险公司应该发还的金额。在长期寿险契约中，保险人为履行契约责任，通常需要提存一定数额的责任准备金。当被保险人于保险有效期内因故要求解约或退保时，保险人按规定，将提存的责任准备金减去解约扣除后的余额退还给被保险人，这部分余额即解约金，亦即退保时保单所具有的现金价值。
保单现金价值
双语例句原声例句
-
你已经有积累了现金价值的终身寿险保单了？
-
定期寿险的每月支出便宜非常多，所以更应该把别的保单里的现金价值取出来，来购买新的定期寿险。
Term insurance is substantially cheaper per month, enough so that it's worth cashing in the other policy, removing the cash value, and instead start a term policy.
-
只需交纳80美元，美国消费者协会（evaluatelifeinsurance.org）即可帮你分析这份保单是否值得保有。 戴利友情提醒：如果你支取现金价值，你的收益部分将被征税。
For $80, the Consumer Federation of America will review it to see if it's worth keeping (evaluatelifeinsurance.org).
-
It turns out that if you make them forfeit their cash value on canceling, then they won't cancel.
但是如果你规定保单的现金价值,会随保单的取消而消失,他们就不会这么干了
-
What he invented was an insurance policy that had a cash value and that's another-- it's a cash value on the insurance policy.
他创造了一种保单,这种保单具有现金价值,指带有储蓄性质的保单所具有的价值
-
With non-participating--with participating, you are participating in the portfolio outcome that the insurance company is experiencing, so you have some uncertainty about your cash value.
所谓参与式分红保险,是指你的收益来自某个投资组合收益,而这个投资组合是由保险公司来管理的,所以保单的现金价值是不确定的
应用推荐
$firstVoiceSent
- 来自原声例句