(ii) 保单抵押贷款 (Policy Loan)：就一项贷款而言， 现金价值 是很好的担保／抵押物 (collateral
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保单抵押贷款
Policy mortgage loan
以上为机器翻译结果，长、整句建议使用 人工翻译 。
许多保险公司已被房产抵押贷款证券拖垮，只剩两家以没甚吸引力的保金售卖保单。
But many of the insurers have been laid low by their exposure to mortgage-backed securities, leaving just two firms to sell guarantees at less attractive rates.
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