美国人说：“再然后，你退休了。”

The American said, "Then you would retire."

youdao

你甚至可以做它，如果你退休了。

You can even do it if you're retired.

youdao

你退休了我们也能抓到你。

We're going to catch you when you retired.

youdao

That's because, well, when you buy your first house you might be twenty-five, so thirty years brings you to age fifty-five; that's close enough to retirement.

这是因为,你可能在25岁时买第一套房子,当还清30年的贷款时你已经55岁了,都快退休了

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It is at its worst after retirement ... when you are no longer-- you've exhausted your human capital and you're living off of all the accumulated physical capital.

退休后，到达顶峰,当你不再-,你用尽了你的人力资本,只能以之前积累下来的,有形资本为生。

耶鲁公开课 - 金融市场课程节选