最重要的是，每天你由此积攒的信心和动力，会让你愿意冒更大的险，并形成良性循环。
On top of that, the confidence and motivation you accumulate each day is quickly parlayed into bigger gains, continuing the cycle.
但是如果你决定将积蓄投入股票基金，那你就得冒更大的风险。
But if you move your stash into stock funds you'll be taking more risk.
你甚至可能会冒更大的风险，因为你不能充分评价环境的威胁。
You may even take more risks because you cannot fully appraise threats in the environment.
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